- Financial Readiness Program
The Financial Readiness Program is your resource for information on money matters. Services offered:
- One on one financial counseling
- Classes on financial/consumer subjects
- Emergency financial assistance
- Assistance with debt liquidation
- Consumer advocacy
Financial Readiness Program also offers zero interest loans and or grants for Active and Retired Soldiers and their ID Card Family Members who are experiencing financial need.
- Additional Financial Readiness Links
- Thrift Savings Plan: A Federal Government-sponsored long-term retirement savings and investment plan, available for both Federal civilian employees and members of the uniformed services.
- U.S. Savings Bonds: A shorter-term savings option with competitive interest rates and backed by the full faith and credit of the United States.
- Military Saves: A component of the nonprofit America Saves and a partner in the Department of Defense’s Financial Readiness Campaign, Military Saves seeks to motivate, support, and encourage military Families to save money, reduce debt, and build wealth.
- Army OneSource: Network of the services and delivery of support to Soldiers and their Families.
- Military OneSource: A Department of Defense-funded program that provides comprehensive information on every aspect of military life at no cost to active duty, National Guard, reserve members, and their Families.
- Office of Servicemember Affairs: A component of the Consumer Financial Protection Bureau helps to educate and empower military members, veterans, and their Families in the consumer financial marketplace.
- Saveandinvest.org: A project of the FINRA Investor Education Foundation, a free, unbiased resource dedicated to your financial health. Helps you make informed decisions through easy-to-use tools and resources, and arms you with the information you need to protect yourself from investment fraud.
- Better Business Bureau Military Line: Provides specialized education and support services, which meet the needs of active and retired military personnel and their Families.
- Army Emergency Relief (AER) Overview
Army Emergency Relief (AER): A private nonprofit organization to provide emergency financial assistance to active and retired Soldier and their dependent Family members. More information on the AER program can be found at www.aerhq.org or by call your local AER office at +1 (803)751-5256 or email us.
AER assistance can be provided for but not limited to:
- Emergency/Essential Travel
- Minor Home Repair
- Funeral Expenses
- Vehicle Payment or Repair
- Essential Furniture
- Essential Medical/Dental Care
- Car Seats
- Cranial Helmets
*Each request for assistance will be evaluated by an AER Caseworker. Caseworker will schedule an appointment and determine the needed documentation to proceed with the request. Applicants must download AER Form 700 and submit to our office.
Commanders & First Sergeant’s Quick Assist Program: This program gives the Company Commander or First Sergeant authority to approve AER assistance, IAW current policies and procedures, up to $2,000 for Regular Component Active Duty Soldiers. Soldiers seeking to apply utilizing this program should download AER Form 600 and submit to the company commander or first sergeant.
AER Scholarship Programs:
The MG James Ursano Scholarship Program is a need-based scholarship program established to assist children of Army Soldiers in obtaining their first undergraduate degree.
The Spouse Education Assistance Program is a need-based scholarship program established to assist Spouses of Army Soldiers in obtaining an undergraduate degree. Applicants may receive assistance for up to four academic years of full-time study or eight academic years of part-time study, but must re-apply each year.
- Monthly Newsletter and Class Offerings
- Class/Seminar Offerings (pdf)
- Your Army Community Service Financial Readiness Program Team is Ready to Serve YOU! (pdf)
- November Newsletter (pdf)
Love and Money Matters - November 19, 5 – 7 p.m., Chaplain Family Life Center
5460 Marion Ave, Fort Jackson, SC. Class open to ID card holders. Registration required no later than November 12. Please call +1 (803)751-5256 to register. The Religious Support Office and DFMWR/Army Community Service will host a workshop to teach effective communication strategies and address common money issues in relationships. Learn to set SMART goals as a couple that can lead to wealth building and a stronger relationship.
Understanding Your Taxes Virtual Webinar - Tuesday, December 8, 2 – 3 p.m. Hosted by DFMWR/Army Community Service Guest presenters from the Internal Revenue Service. Webinar will provide information on changes to tax laws and individual tax preparation. This is a great opportunity to get your tax questions addressed in time for the upcoming tax year. Registration is required. Please call +1 (803)751-5256 to RSVP.